Building a better future for the construction industry, one risk at a time.
In an industry often plagued by catastrophic workers’ compensation and general liability claims, there can be a limited number of insurance solutions available to heavy/ industrial construction businesses. Not only does Gibraltar accept the challenge of managing these policies, we also pay great attention to exposures often neglected in this industry, such as pollution, directors & officers liability, and employment practices.
Our team understands the extensive regulatory requirements that state and federal entities place on the industry, and we offer related risk education, training and resources for our clients. The Gibraltar Group’s extensive experience in the industrial/ heavy construction space enables us to bring great value to related businesses, such as general contractors, engineering firms and everyone involved in large construction projects.
No matter the level of risk or what new challenges arise, our RiskIMPACT™ process addresses the unique needs of the construction industry. Learn more about our construction practice below.
- Street and road contractors
- Utility contractors
- Pipeline contractors
- General contractors
- Steel erectors
- Mechanical contractors
- Electrical contractors
- Bridge and tunnel construction
Risk Control/ Advisory Services
- Workers’ compensation coverage
- Environmental liability coverage
- Professional liability coverage
- Builders insurance
- Umbrella coverage
- D&O / management liability
- Commercial auto
- General liability
Delivering smarter insurance and risk solutions to reduce overall costs.
Implement dealers only have a few options when purchasing insurance. The results in this market are unpredictable, to say the least. Serving more implement dealers than any other agency in the country, Gibraltar’s RiskIMPACT™ process has had a major effect on the way the industry manages risk.
One implement dealer engaged with us after switching carriers every few years. During our thorough process, we exposed huge instances of over-insurance. In an industry as thin and risky as agriculture, this business was buying vastly more insurance than was necessary to protect its interests.
While this business had routinely switched for a 5% reduction in premium, foregoing any chance of receiving excellent service by bidding the carriers so low, it had been purchasing around 30% more insurance than the organization needed. Under our leadership, they have reduced premium expenses significantly and made significant business improvements through our risk management expertise and safety programming.