By Default or By Design: Managing Strategic Risk

It’s been said that every company has a strategic plan—it’s just a question of whether it’s by default or design. Those with nothing in place are at the mercy of what may come—quite simply, a company has chosen to be reactive versus proactive. As discussed in “The Downside of Positives: Managing Risks & Expectations” a few months back, risk 

 

Management Liability: Protecting Your Greatest Asset

Management Liability is a key component to protecting your greatest asset and can often be overlooked in the midst of an insurance renewal with the stress of deadlines, price comparisons and proposal reviews. The Management Liability policy contains three main coverage sections: Directors and Officers Liability, Employment Practices 

 

Measuring Safety: To Know Where You're Going, You Have To Figure Out Where You Are

Putting an effective safety program in place in your organization is an essential part of any business plan. Safety programs have many parts. Management leadership, employee involvement, workplace analysis, hazard prevention and control, and safety and health training are all important parts of the plan. But how do you know where to  

 

Risk Alert: HR Form I-9 Audits on The Rise

The current push for immigration reform is shining a spotlight on hiring practices and a surge in activity to hold companies accountable. Simply failing to produce a Form I-9 constitutes a substantive violation with penalties ranging from $110 to $1,100 per violation. Since January 2009, U.S. Immigrations and Customs Enforcement (ICE) has 

 

Facility Inspection: A Way to Get Everyone Involved In Safety

We often struggle with ways to get people involved in safety. Incentives, safety committees and internal safety promotions are all good ways to do this. But, why not something as simple as having an employee conduct a facility inspection? You'll be

 

Risk Alert: OSHA Form 300A Posting Deadline Feb 1st

The February 1 deadline to complete OSHA 300 Logs and post the OSHA 300A Summary is fast approaching. Whether your company has one location or many, they will all need to have a completed log in place. In addition to being something your employees have a right to see, it will be one of the first things an OSHA inspector asks 

 

New Year, New Rules from FMCSA and OSHA


Three significant rule changes could pave the way to smoother operations in 2015. The Federal Motor Carrier Safety Administration's (FMCSA) 34-hour restart rule has been suspended; and, driver-vehicle inspection reports (DVIRs) are only required if defects or deficiencies are found. These new rules will reduce burdensome restrictions and time 

 

The Impact of PSP: FMCSA's Pre-Employment Screening Resource

When it comes to hiring qualified drivers, motor carriers have a variety of resources available to use as screening tools. One of those tools includes the FMCSA's Pre-Employment Screening Program, or PSP. Companies regularly using PSP have, on average, reduced their crash rates by 8% and their driver out-of-service rates by 17.2% 

 

Behavior Based Safety: It’s a Give-and-Take

Many companies large and small try to implement some form of Behavior Based Safety program. This is a worthy goal and one that, if done properly, can have a huge impact on not just reducing accidents and injuries in the workplace, but also improving a

 

The Indirect Costs of Workplace Accidents

Accidents in the workplace are an unfortunate reality of the human element of business. Humans make mistakes, and occasionally these mistakes cause a workers’ compensation claim. The costs of these claims vary depending on the severity of the accident, and the more accidents that occur, the higher the cost. There are two types of 

 

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