Workers' Compensation

Terminating a Workers’ Comp Claimant in Texas

The outcome of a Workers’ Compensation claim can be affected by the termination of an employee who was injured on the job. An employer can discipline the employee for not following policies and procedures, but should carefully consider the pros and cons of termination. Developing a solid safety program and managing risk in the workplace is

 

Workers' Compensation Fraud Prevention & Red Flags

Every year workplace injuries, illnesses and deaths cost our nation $170 billion according to OSHA. The National Insurance Crime Bureau estimates the cost of workers' compensation fraud as $7.5 billion annually. The best way to confront the problem of insurance fraud is through prevention, investigation, and prosecution. Over 

 

Insurance Premium Audits -Tool For Managing Cash Flow

Insurance Premium Audit - A Tool For Managing Cash Flow

Audit... a term all business owners have seen before and often consider a bad thing. But, when used properly an audit can become an opportunity to help conserve cash flow at key times during the year. Whether your audit experience has been positive or negative, there are a few ways to properly organize your records and prepare documen

 

The Indirect Costs of Workplace Accidents

Accidents in the workplace are an unfortunate reality of the human element of business. Humans make mistakes, and occasionally these mistakes cause a workers’ compensation claim. The costs of these claims vary depending on the severity of the accident, and the more accidents that occur, the higher the cost. There are two types of 

 

Rising Workers’ Compensation Claims Costs and The Benefits of Return-to-Work Programs

The costs of Workers’ Compensation claims are on the rise. In a report released by The Texas Department of Insurance (TDI) on September 6, 2014, the average total incurred loss per closed claim is $19,403 (indemnity $9,206 per claim, medical $10,198 per claim). The average length of time a Workers’ Compensation claim is staying open is 

 

OSHA Recordable or First Aid Only? The Manager's Dilemma.

As a manager, few things are worse than getting that phone call saying one of your people has been injured. So many questions come to mind. What happened? How serious is it? All of these thoughts spring to mind. Do they need outside medical care? How do I know if I need to send them to the doctor? Is this a recordable injury? How will this affect my OSHA Recordable Rate?

 

The Doctor: Director of a Successful Return-to-Work Program

152961611

As we continue our blog series focused on post-incident occupational injury management, it’s time to outline the role of the next component in the process: the doctor. A physician and his staff can significantly decrease the amount of time an employee is absent from work. Their primary role is to properly treat injuries

 

The Employee: Soldier of the Return-to-Work System

104206024-1

You are an employee that was just injured while working; do you know what to do first? Who to contact? Or what steps to take? Because in any return-to-work program, you will have specific processes to follow. Injuries in the workplace happen, especially in high hazard industries. Even if you and your employer follow all the required safety

 

The Employer: Conductor of a Successful Return-to-Work Program

admin-ajax-10.php

After analyzing Tim ‘The Tool Man’ Taylor, Tool Time, and their impressive return-to-work program in our last blog, we will now outline the role of the first component to a successful post-accident occupational injury management system; the employer. An injury just occurred in the workplace. As a manager or supervisor, do you know 

 

"Tool Time" An Occupational Injury Success Story

admin-ajax-10.php

There are some great things that we will never forget about the 1990’s; items like the Walkman, yo-yo, super soakers, chain wallets and lunchables to name a few. Many of us also remember sitcoms dominating the 90’s entertainment slate; shows like Friends, Seinfeld and Frasier were some of the most popular and regularly viewed